Seaworthy Insurance MCP Server
  
A live Model Context Protocol server that lets AI agents take action on behalf of their users with Seaworthy Insurance, an independent brokerage specializing in individual disability insurance for high-income professionals (physicians, dentists, CRNAs, attorneys, executives).
To our knowledge, this is the first disability insurance brokerage to expose an agent-callable quote action over MCP.
Endpoint
https://mcp.seaworthy.io/mcp- Transport: Streamable HTTP
- Auth: none (open). The write action is protected server-side by input validation, per-IP rate limiting, and duplicate suppression rather than client authentication.
- Server card: https://seaworthy.io/.well-known/mcp/server-card.json
- Registry:
io.seaworthy/mcpin the official MCP Registry
Tools
| Tool | Type | What it does | |------|------|--------------| | quote_request | action | Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. A licensed broker follows up within one business day. | | get_specialty_guide | read | Coverage guidance for a specific profession or medical specialty. | | compare_carriers | read | Structured comparison of the five major individual disability carriers. | | estimate_benefit_cap_gap | read | Income-replacement gap math between a group LTD cap and a target. | | list_riders | read | Definitions and trade-offs for the major disability insurance riders. | | get_education_article | read | Retrieves a named education article as structured metadata plus a link. |
quote_request inputs
Required: first_name, last_name, email, phone, profession, state, dob, gender, annual_income. Optional: life_insurance_interest, notes, referral_source.
The agent must confirm the user has consented to be contacted before calling it. SSN, medical history, and banking details are never collected through this tool.
Security & privacy
This is a remote, stateless server. Connecting a client runs no code on the user's machine and gives the server no access to the local filesystem.
- Read tools return only public, vendor-verified facts.
- The one write tool (
quote_request) is guarded server-side by input validation, per-IP rate limiting, and duplicate suppression, not by client credentials. That is why the endpoint can be open without exposing the pipeline to abuse. - No sensitive data (SSN, medical, banking) is ever accepted, and the agent must confirm consent before submitting.
- Minimal data flow: submissions go to Seaworthy's CRM (Salesforce Web-to-Lead) and nowhere else. The server keeps no conversation or query history, and no secrets live in this repository.
Full details and a private disclosure channel are in SECURITY.md.
Try it
Add https://mcp.seaworthy.io/mcp as an MCP server in any MCP-capable client (Cloudflare AI Playground, Claude Desktop, MCP Inspector, or a custom connector), then ask it to get a disability insurance quote.
Stack
Cloudflare Worker (TypeScript), stateless JSON-RPC over Streamable HTTP. Quote submissions write to Salesforce Web-to-Lead. No secrets live in this repository.
Author
Built by Toby Lason, Managing Partner, Seaworthy Insurance.
License
MIT (see LICENSE). The hosted endpoint at mcp.seaworthy.io is the supported way to use it; the code is published for transparency and discoverability.
